The Frugal Missus.
Beginning tomorrow, I am going to try something new for the rest of the month... I am going to attempt to exist very lean budget.
How lean? Well, leaner than what I am used to doing. And what I am used to doing is not budgeting much at all.
Here's a look at my daily expenses during the week:
So, instead of spending about $30 a day, I will drop that down to about $15 a day... At least for the rest of this month. I won't buy anymore coffee from Starbucks (Sorry D-Team!)... And I won't eat any meals out.
This should be interesting, yes? It's been a very long time since I gave myself a "petty cash" budget. But it's time tighten the purse strings if I want to save as much as I would like to before Canada. And if it comes down to it, I could cut my training sessions down to once a week, which would cut that cost in half each month.
We'll see though.
How lean? Well, leaner than what I am used to doing. And what I am used to doing is not budgeting much at all.
- See, I am only a part-time budget-er. I know what my monthly costs are:
- Gym - $140 (It's so worth it though.)
- Training - $1200 (But I don't pay any rent or utilities. So I can indulge.)
- Cell - $60 (And I never use up all my minutes)
- Groceries - $600
- Renter's Insurance - $46
Here's a look at my daily expenses during the week:
- Starbucks coffees - $4
- Lunch - $10
- Cab home from yoga - $10
- Waters from yoga - $6
So, instead of spending about $30 a day, I will drop that down to about $15 a day... At least for the rest of this month. I won't buy anymore coffee from Starbucks (Sorry D-Team!)... And I won't eat any meals out.
This should be interesting, yes? It's been a very long time since I gave myself a "petty cash" budget. But it's time tighten the purse strings if I want to save as much as I would like to before Canada. And if it comes down to it, I could cut my training sessions down to once a week, which would cut that cost in half each month.
We'll see though.
Comments
My husband and I are DINKs, Nancy. We have Double Incomes with No Kids.
So we divided up the bills based on our income percentage. Rent and utilities is about X% of his total income each month... And groceries are X% of my total income each month. So I get the groceries and he deals with the rent and utilities.
The trainer did actually send me a text message saying he owed me a comp session. So no worries on that.
And technically, Friday's missed session was my fault, as I gave him no alternative means to contact me other than my (lost) cell phone.